/* V13: exclusivamente nuevos elementos; no modifica las reglas de carrusel/SEO/modales. */
.v13-hero-metrics{display:flex;gap:17px;margin-top:38px;flex-wrap:wrap}
.v13-hero-metrics>div{flex:0 1 235px;min-width:190px;display:flex;flex-direction:column;gap:7px;background:rgba(255,255,255,.79);border:1px solid #dfebf9;border-radius:15px;box-shadow:0 10px 32px rgba(29,67,119,.08);padding:17px 21px;transition:transform .25s,box-shadow .25s}
.v13-hero-metrics>div:hover{transform:translateY(-3px);box-shadow:0 16px 40px rgba(29,67,119,.13)}
.v13-hero-metrics strong{font-family:'Playfair Display',Georgia,serif;font-size:clamp(32px,3vw,44px);line-height:1.16;color:#387cc3;font-weight:600}
.hero-metrics.v13-hero-metrics>div:last-child{border:1px solid #dfebf9}
.v13-hero-metrics span{font-size:12px;font-weight:750;color:#526b8d;letter-spacing:.015em;line-height:1.5;white-space:normal}
.v13-credentials{display:flex;flex-direction:column;gap:20px;margin-top:28px}
.v13-credential-section{padding:19px 21px;border:1px solid #dce8f7;border-radius:13px;background:rgba(255,255,255,.48)}
.v13-credential-section h3{font-family:'DM Sans',sans-serif;font-weight:800;color:#0f376c;font-size:14px;letter-spacing:.01em;margin:0 0 13px}
.v13-credential-section ul{margin:0;padding:0;list-style:none;display:grid;gap:0}
.v13-credential-section li{border-top:1px solid #e3eaf5;padding:10px 0;color:#59728e;font-size:13px;line-height:1.65}
.v13-credential-section li:first-child{border-top:0;padding-top:0}
.v13-credential-section li:last-child{padding-bottom:0}
.v13-membership{padding:12px 0 3px}
.v13-membership>.eyebrow{display:inline-block;font-size:10px;font-weight:800;letter-spacing:.16em;margin-bottom:13px}
.v13-member-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;align-items:stretch}
.v13-member-logo{height:112px;display:grid;place-items:center;border:1px solid #dfebf6;background:#fff;border-radius:15px;box-shadow:0 10px 28px rgba(20,56,103,.06);padding:18px;overflow:hidden}
.v13-member-logo img{width:100%;max-height:73px;object-fit:contain;object-position:center;display:block}
.v13-license-lines{display:flex;flex-wrap:wrap;gap:3px 24px;border-top:1px solid #dce7f3;padding-top:13px}
.v13-license-lines p{margin:0;color:#8090a7;font-size:11px;line-height:1.7}
.v13-license-lines b{color:#597391;font-weight:650}
.v13-testimonials{background:linear-gradient(160deg,#fff 0%,#f6f9ff 100%)}
.v13-testimonials-grid{display:flex;flex-wrap:wrap;align-items:stretch;justify-content:center;gap:20px}
.v13-review-card{flex:0 1 calc((100% - 40px)/3);min-width:260px;transition:transform .25s,box-shadow .25s}
.v13-review-card:hover{transform:translateY(-4px);box-shadow:0 18px 42px rgba(14,49,102,.10)}
.v13-review-origin{display:block;margin-top:15px;font-size:10px;color:#6382a3;font-weight:700}
.v13-insurer-note{text-align:center;font-size:14px;color:#315c91;font-weight:700;margin:23px 0 0}
.whatsapp-float{overflow:visible}
.v13-whatsapp-label{position:absolute;right:0;bottom:calc(100% + 9px);background:white;color:#163d68;font-size:11px;line-height:1.2;letter-spacing:.02em;font-weight:800;border:1px solid #dce7f4;border-radius:999px;padding:9px 14px;box-shadow:0 10px 28px rgba(20,54,95,.13);white-space:nowrap;pointer-events:none;transform:none}
@media(max-width:900px){.v13-review-card{flex-basis:calc((100% - 20px)/2)}}
@media(max-width:650px){.v13-hero-metrics{flex-wrap:wrap;gap:10px}.v13-hero-metrics>div{min-width:0;flex:1 1 150px;padding:14px 15px}.v13-hero-metrics strong{font-size:32px}.hero-metrics.v13-hero-metrics>div:last-child{border:1px solid #dfebf9}
.v13-hero-metrics span{font-size:10px}.v13-review-card{flex-basis:100%}.v13-member-grid{gap:9px}.v13-member-logo{height:94px;padding:10px}.v13-member-logo img{max-height:70px}.v13-whatsapp-label{font-size:10px;padding:7px 12px}}
@media(prefers-reduced-motion:reduce){.v13-hero-metrics>div,.v13-review-card{transition:none}}